diff --git a/shared/modules/quest/quest.service.test.ts b/shared/modules/quest/quest.service.test.ts
index 96cadc6..cef36f1 100644
--- a/shared/modules/quest/quest.service.test.ts
+++ b/shared/modules/quest/quest.service.test.ts
@@ -75,6 +75,12 @@ describe("questService", () => {
 
     describe("assignQuest", () => {
         it("should assign quest", async () => {
+            const { gameSettingsService } = await import("@shared/modules/game-settings/game-settings.service");
+            const mockGetSettings = spyOn(gameSettingsService, 'getSettings').mockResolvedValue({
+                quest: { maxActiveQuests: 3 },
+            } as any);
+
+            mockFindMany.mockResolvedValue([]); // no active quests
             mockReturning.mockResolvedValue([{ userId: 1n, questId: 101 }]);
 
             const result = await questService.assignQuest("1", 101);
@@ -86,6 +92,47 @@ describe("questService", () => {
                 questId: 101,
                 progress: 0
             });
+
+            mockGetSettings.mockRestore();
+        });
+
+        it("should throw when user has reached active quest limit", async () => {
+            // Mock gameSettingsService to return maxActiveQuests: 2
+            const { gameSettingsService } = await import("@shared/modules/game-settings/game-settings.service");
+            const mockGetSettings = spyOn(gameSettingsService, 'getSettings').mockResolvedValue({
+                quest: { maxActiveQuests: 2 },
+            } as any);
+
+            // User has 2 incomplete quests
+            mockFindMany.mockResolvedValue([
+                { userId: 1n, questId: 1, completedAt: null },
+                { userId: 1n, questId: 2, completedAt: null },
+            ]);
+
+            expect(questService.assignQuest("1", 3)).rejects.toThrow(
+                "You can only have 2 active quests at a time. Complete a quest before accepting a new one."
+            );
+
+            mockGetSettings.mockRestore();
+        });
+
+        it("should allow assignment when completed quests don't count toward limit", async () => {
+            const { gameSettingsService } = await import("@shared/modules/game-settings/game-settings.service");
+            const mockGetSettings = spyOn(gameSettingsService, 'getSettings').mockResolvedValue({
+                quest: { maxActiveQuests: 2 },
+            } as any);
+
+            // User has 2 quests but 1 is completed
+            mockFindMany.mockResolvedValue([
+                { userId: 1n, questId: 1, completedAt: null },
+                { userId: 1n, questId: 2, completedAt: new Date() },
+            ]);
+            mockReturning.mockResolvedValue([{ userId: 1n, questId: 3 }]);
+
+            const result = await questService.assignQuest("1", 3);
+            expect(result).toEqual([{ userId: 1n, questId: 3 }]);
+
+            mockGetSettings.mockRestore();
         });
     });
 
diff --git a/shared/modules/quest/quest.service.ts b/shared/modules/quest/quest.service.ts
index c9efe65..06eda87 100644
--- a/shared/modules/quest/quest.service.ts
+++ b/shared/modules/quest/quest.service.ts
@@ -4,6 +4,7 @@ import { UserError } from "@shared/lib/errors";
 import { DrizzleClient } from "@shared/db/DrizzleClient";
 import { economyService } from "@shared/modules/economy/economy.service";
 import { levelingService } from "@shared/modules/leveling/leveling.service";
+import { gameSettingsService } from "@shared/modules/game-settings/game-settings.service";
 import { withTransaction } from "@/lib/db";
 import type { Transaction } from "@shared/lib/types";
 import { TransactionType } from "@shared/lib/constants";
@@ -12,13 +13,29 @@ import { systemEvents, EVENTS } from "@shared/lib/events";
 export const questService = {
     assignQuest: async (userId: string, questId: number, tx?: Transaction) => {
         return await withTransaction(async (txFn) => {
+            // Check active quest limit
+            const settings = await gameSettingsService.getSettings();
+            const maxActive = settings?.quest?.maxActiveQuests ?? 3;
+
+            const userQuestList = await txFn.query.userQuests.findMany({
+                where: eq(userQuests.userId, BigInt(userId)),
+            });
+
+            const activeCount = userQuestList.filter(uq => !uq.completedAt).length;
+
+            if (activeCount >= maxActive) {
+                throw new UserError(
+                    `You can only have ${maxActive} active quests at a time. Complete a quest before accepting a new one.`
+                );
+            }
+
             return await txFn.insert(userQuests)
                 .values({
                     userId: BigInt(userId),
                     questId: questId,
                     progress: 0,
                 })
-                .onConflictDoNothing() // Ignore if already assigned
+                .onConflictDoNothing()
                 .returning();
         }, tx);
     },